Terms and Conditions

Rise by Credit Financier

Last Updated: 12/12/2025

These Terms and Conditions (“Terms”) govern your access to and use of the Rise by Credit Financier website, mobile platforms, digital services, and any related applications (collectively, the “Platform”). By accessing or using the Platform, you confirm that you have read, understood, and agreed to be legally bound by these Terms.

If you do not agree with these Terms, you must not access or use the Platform.


1. About Rise by Credit Financier

Rise is a financial institution operating under Credit Financier S.A.L., licensed by Banque du Liban under License No. 26, registered in the Trade Register – Beirut under No. 74156, and supervised by the Capital Markets Authority (CMA).

Rise provides financial products and services including, but not limited to:

All services are subject to applicable Lebanese laws, Banque du Liban regulations, CMA requirements, and internal compliance policies.


2. Eligibility and Use of the Platform

You must be legally eligible to enter into binding agreements under Lebanese law to use the Platform. By using the Platform, you represent and warrant that:

Rise reserves the right to refuse, suspend, or terminate access to the Platform at its sole discretion, including where regulatory, compliance, or risk considerations require such action.


3. Digital Onboarding and eKYC

Rise utilizes a secure digital onboarding process, integrated with Assentify Ltd. Digital Experience Platform, a solution fully qualified and approved under Banque du Liban regulations, to conduct electronic Know Your Customer (eKYC), identity verification, and compliance checks.

As part of this process, you consent to the collection, processing, and verification of information including, but not limited to:

Failure to successfully complete eKYC or provide required documentation may result in rejection of your application or suspension of services.


4. Accuracy of Information

You acknowledge that Rise relies on the information you provide to assess eligibility, risk, and compliance obligations. You agree to:

Providing false, incomplete, or misleading information may result in immediate rejection of applications, termination of services, and reporting to relevant authorities where required by law.


5. Financial Products and Decisions

All financial products, including loans, investments, and credit cards, are subject to:

Submission of an application does not constitute approval or a binding commitment by Rise. Rise reserves the right to approve, decline, modify, or withdraw any offer without obligation to provide justification, subject to applicable law.


6. Fees, Charges, and Disclosures

All applicable fees, interest rates, commissions, penalties, and charges will be disclosed to you prior to entering into any binding agreement. You acknowledge that:


7. Data Protection and Privacy

Rise is committed to protecting your personal data in accordance with Lebanese laws, regulatory requirements, and industry best practices.

Your personal data is collected and processed for purposes including:

Data may be shared with:

All data is handled using appropriate technical and organizational security measures. Please refer to our Privacy Policy for further details.


8. Intellectual Property

All content on the Platform, including text, logos, trademarks, software, designs, and materials, is the exclusive property of Rise or its licensors. You may not copy, reproduce, modify, distribute, or exploit any content without prior written consent.


9. Platform Availability and Security

Rise endeavors to ensure availability and security of the Platform but does not guarantee uninterrupted or error-free operation. Rise shall not be liable for:

You are responsible for maintaining the confidentiality of your access credentials and for all activities conducted through your account.


10. Limitation of Liability

To the maximum extent permitted by law, Rise shall not be liable for:

Nothing in these Terms limits liability that cannot be excluded under applicable law.


11. Regulatory Compliance and Reporting

Rise operates under strict regulatory oversight. You acknowledge that Rise may:

Such actions are conducted in compliance with Banque du Liban, CMA, AML/CFT, and applicable legal obligations.


12. Amendments

Rise reserves the right to amend these Terms at any time. Updated Terms will be published on the Platform and become effective upon publication. Continued use of the Platform constitutes acceptance of the revised Terms.


13. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of Lebanon. Any disputes shall be subject to the exclusive jurisdiction of the competent courts of Beirut, unless otherwise required by mandatory law.


14. Contact Information

For inquiries, complaints, or regulatory concerns, you may contact:

Rise by Credit Financier
Berytus Park, Bloc A, Floor 2
Downtown, Beirut, Lebanon
info@riselb.com